Voluntary Legal Service Plan


button_purchase_now    button_download_brochure

Enrollees in the Voluntary Legal Service Plan, sponsored by PEF Membership Benefits Program, receive personalized attention from Feldman, Kramer & Monaco, P.C., a nationally networked law firm in New York State. By virtue of their experience, national reputation, highly sophisticated systems, proprietary software, and procedures, the firm can tap into the expertise of partners across the country.

For the past 25 years, Feldman, Kramer & Monaco, P.C. has demonstrated their ability to deliver a very high level of client satisfaction. Their specialties include, but are not limited to, elder law, real estate, landlord/tenant law, criminal defense, matrimonial, bankruptcy, adoption, civil litigation, and negligence. The firm’s combined mix of insight, business acumen, legal talent, and responsiveness have earned them the peer review rating of “A-V”, the highest rating that a law firm can be awarded by the ranking authority, Martindale-Hubbell.

For an affordable annual fee, you can access a powerful team of legal
experts at substantially reduced rates.

Voluntary Legal Service Plan Coverage:

Once enrolled in the plan, coverage applies to:

  • The PEF member and his/her spouse or domestic partner.
  • Unmarried dependent children under the age of 19 (including stepchildren & legally adopted children).
  • Children under the age of 25, if wholly dependent upon the PEF member for support and enrolled as a full-time student in an educational institution.
  • Parents of the PEF member, if they are wholly dependent upon the PEF member for their own support and maintenance.

Once you are enrolled in the plan, you have the opportunity to take full advantage of:


Call a toll-free number for legal advice and consultation. Legal advice, from experienced attorneys, is available weekdays from 9am to 5pm EST. For urgent matters outside of these business hours there is a toll-free Legal Hotline available 24/7/365.


Legal letters and telephone calls concerning consumer protection matters and credit resolutions made on your behalf.


Did you know if you pass away without a Will, the State decides many important decisions such as who raises your children and how your assets get divided and distributed? This plan includes the creation of a FREE Simple Will or the updating of an existing one (updates free every year) utilizing the help of an experienced attorney.


The covered individual is entitled to two (2), one-hour, free, initial office consultations per calendar year with the National Legal Office or Participating Referral Attorney. The consultation cannot be used to reduce the “Plan Maximum Fees” or for the preparation of a Will or for estate planning purposes. The two (2), one-hour, free consultations cannot be combined.

GUARANTEED DISCOUNTS ON MAJOR LEGAL MATTERS (National network of partner resources)

Feldman, Kramer & Monaco, P.C. is highly networked nationwide. Should you have a problem that cannot be resolved on the telephone or by correspondence, you will be referred to a Legal Services Plan licensed attorney in your area at the rate of $225 per hour or a 40% reduction from their hourly rate, whichever is lower.

Guaranteed Maximum Fees:

The law firm of Feldman, Kramer & Monaco, P.C. provides legal services at substantially reduced hourly rates with guaranteed maximum rates that could be charged.

Also available:

Business Protection Rider — $60.00/year

Elder Law Rider — $45.00/year

Voluntary Legal Plan Costs:

PEF active member payment options:

  1. Payroll Deduction: Deduct the annual legal service rate from your New York State payroll and receive the plan for just $2 per pay period or $52 per year. Enrollment is continuous.
  2. Direct Pay: If you choose not to use payroll deduction, but pay for the Voluntary Legal Service Plan in one payment with your Visa or MasterCard, the annual fee is $67.

30-Day Money Back Guarantee

If, after reading your Legal Plan Certificate of Coverage, you are not satisfied for any reason at all, simply return the certificate within 30 days and you will receive a full refund. This is a risk-free plan.


Payroll Deduction/Enrollment Form

Send form, along with your check or money order to:

PEF Membership Benefits Program
10 Airline Drive, Suite 101
Albany, NY 12205

Legal Service Plan – Pay Direct

To purchase your Voluntary Legal Service Plan via your Visa/Mastercard (Credit/debit) card over the phone, call 1-800-342-4306, ext. 243, opt. 1.

Exclusions: The Legal Service Plan is only available to active, dues-paying PEF members. Matters related to the pursuit of business are excluded unless the optional Business Protection Rider is purchased (refer to Optional Business Protection Rider section on website). Matters relating to Federal Court, patent, copyright, trademark, tax matters, immigration and pensions are excluded. Fines, court costs, penalties, filing fees, disbursements and other expenses relating to legal services and litigation are not covered under this plan. Nor are certain exceptions, such as employer/employee related situations, legal matters between people or groups associated with the Legal Service Plan, appeals, and matters arising outside the continental United States, class actions and repetitious matters where circumstances have not substantially changed.
special offers image 1 special offers image 2
Special Offers